****FINAL PRICE REDUCTION! NEED OFFERS BY 7/26 at 7pm.****2.75 ASSUMABLE RATE****PAID OFF SOLAR!*****HUGE PRICE IMPROVEMENT!******* GORGEOUS OTAY RANCH HOME****** The seller is highly motivated and ready to move this incredible home to the right buyer! Opportunities like this are rare, especially with an assumable loan at an unbelievable 2.75% interest rate (ALL qualified buyers may be eligible to assume), creating the potential for substantial monthly savings compared to today’s rates. Located on a premium corner lot in the highly sought-after Otay Ranch community, this beautifully upgraded 4-bedroom, 3-bath residence offers the perfect blend of luxury, comfort, and convenience. The open-concept floor plan showcases gorgeous quartz countertops, newer flooring throughout, stainless steel appliances, and a stunning custom fireplace complete with a built-in minibarperfect for entertaining family and friends. Retreat to the spacious primary suite featuring a large walk-in closet, dual vanities, a soaking tub, and a separate shower. Step outside and enjoy professionally designed front and backyards with premium 100 Pro Turf, custom concrete work, decorative rock, and elegant landscape lighting, providing a beautiful, low-maintenance outdoor living space year-round. Additional highlights include solar for energy efficiency and an unbeatable location just minutes from top-rated schools, parks, shopping, dining, and easy access to major freeways, making commuting throughout San Diego County a breeze. This is more than just a home, it’s an exceptional opportunity to own one of Otay