Some homes have a view. This one IS the view! Perched above the Cardiff coastline, this distinctive tri-level home delivers a panoramic, unobstructed sweep of the Pacific that stops you the moment you walk through the front door. The flexible floor plan offers options rarely found at the coast: the street-level garage has been converted into a fourth bedroom, with a second garage remaining on the lower level — keep the four-bedroom setup or convert back to two-car parking. The lower level also features a completely private 2 BD, 1 BA suite with its own entrance, laundry room, garage access, and a walled courtyard garden — a proven Airbnb income producer that’s equally ideal for guests, extended family, or as the primary home’s secondary bedrooms. The main level is where the magic happens. A chef’s kitchen — professional gas cooktop, double wall ovens, panel-front Sub-Zero refrigerator, farmhouse sink, and granite counters — opens into a vaulted great room, surrounded by windows and French doors framing the ocean. A custom built-in shelving wall, elegant drum chandelier, and ocean-view terrace complete the picture. The powder room alone will catch your eye — grasscloth walls, bronze fixtures, and curated stone counters. The mid-level primary suite offers a private terrace draped in flowering vines, a spa bathroom with deep soaking tub, walk-in glass shower with mosaic pebble floor, & a double vanity. Even the desk nook has an ocean view, and owned solar is a welcome bonus. Cardiff by the Sea. Ocean views, income potential, versatility. Home.